Credit cards. There are certain factors or criteria stipulated by banks which needs to be satisfied before credit card applications are approved. We promise never to spam you. Avoid defaulting on any payments when your credit card application is in progress. Only Primary Cardholders and S upplementary Cardholders of the HSBC Gold Visa Cash Back Credit Card issued by HSBC are eligible for this Program. 10% discount on selected hotels booked with your HSBC Premier Credit Card when you register through Expedia for HSBC Premier cardholders. Check your eligibility. Agoda discount. Minimum 5 transactions totalling, 2 free lounge visits/meal vouchers for airport restaurants worth, Interest rate of 10.99% p.a on EMI products for the first 90 days, Dynamic APR interest starts from 2.99% p.m. and goes down to 1.99% p.m based on your credit profile, 3X reward points capped at 1,000 incremental points per month, No joining fee. Make sure you using your credit card wisely. Offers guiding rules for how to use a credit card so you can see whether one is right for you. With HSBC credit card, you can: Purchase goods and services with your HSBC credit card in Vietnam and when you are traveling overseas at 30 million retailers displaying a Visa logo. 0% interest can sound tempting - see when these cards can be useful and what to watch out for. You will be able to see the search on your file, but other organisations won’t see it when they search your file. Checking or Savings Account, or as a statement credit on their HSBC Credit Card. Get answers to our frequently asked questions on credit cards. Looks at what makes up your credit score, plus why it's important when applying for a credit card. Corporate/Company cardholders are not eligible to join the Program. HSBC Bank Credit Card Eligibility and Documentation Eligibility. If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we could help. Leaving so soon? This will also increase your creditworthiness. HSBC Group  |   © Copyright HSBC Group 2002-2021. In these challenging times, we're here to support our customers and employees. Get full Credit Club eligibility. Start your online credit card application with HSBC Philippines. 3.00 lakh in the previous year. You should have a stable monthly income. Unpack some of the common misunderstandings people have when it comes to credit cards. See our help and support pages for guidance and to find out what you can do through online and mobile banking. Some of the ways you can improve your credit card eligibility are: There are many ways in which you can increase your credit card eligibility. Post-approval, it will take an additional 7 days for the card to reach the customer. Credit Card Eligibility Calculator. Discover which HSBC credit card is right for you and receive a wide variety of privileges, rewards, and exclusive offers. 2 . Only residents and citizens of India may apply. The benefits and features on HSBC credit cards are some of the best among other credit cards in the market. Convenience: Accepted at around 40 million locations worldwide - online, over the phone or in person. What is Section 75 of the Consumer Credit Act? We don't spam or sell your details to annoying people. What to do at the end of a balance transfer, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information. Applicants must be … Does a balance transfer affect your credit score? See the pros and cons of the different types of credit cards. You should at least 21 years old at the time of application Fill in the application You’ll need to fill in an application to apply for a credit card. Build your understanding of APR and how it can help you compare credit cards. Lists the steps you can take to build your credit score, some of which you can start straight away. Apply online and enjoy exclusive benefits on card rewards, air miles and welcome offers. Gain an edge by connecting with us via email. The 6-month automatic deferment period had ended. What are you looking for in a credit card? 5 tips that can help you reduce your credit card debt. Contact-free banking Close. Your HSBC Gold Credit Card is all you need for your day-to-day transactions. HSBC Credit Cards are tailored to suit your lifestyle with a range of features and benefits. 1. Find out more about the app . Offers are available in 15 countries and regions across the Middle East, Asia, Africa and Europe including England, Saudi Arabia and the United Arab Emirates. Back to top . Maintain a quarterly Total Relationship Balance (TRB) of Rs.4 lakh; OR Have a mortgage relationship with disbursal of >Rs.1.50 crore with HSBC India; OR Have a corporate salary account under HSBC with Net monthly salary of Rs.3 lakh. Some of the factors are as follows: Some other factors that can affect your credit card eligibility are: If you applied for an HSBC Bank credit card and your application was rejected for some reason, consider improving your credit card eligibility and apply again after a few months. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. Details the benefits and considerations of increasing your credit limit, as well as how to increase your chances of being approved. Deal? This means that it will not affect your credit rating. Improve your credit score before applying for a credit card. For example, you may need to earn over a certain amount per year, or be over a certain age. Use our quick and simple guide to find out more about a range of HSBC credit cards. 2. Our website doesn't support your browser so please upgrade. As a HSBC credit card customer, you can download the app for free to access over 9,000 'Buy 1 Get 1 Free' dining, entertainment, hotel and wellness offers for you and your family. HSBC Revolution Credit Card. Discover our range of credit cards and find the one most suitable for you. Also Premier and Advance banking and more… ELIGIBILITY . 10% discount on over 180,000 hotels booked with your Premier Credit Card through Agoda for HSBC Premier … We use cookies to give you the best possible experience on our website. Credit Card - Apply for a credit card online in India at HSBC and benefit from a range of offers. For complete eligibility details, refer to the HSBC Elite World Elite Mastercard credit card Guide to Benefits brochure. From 0% interest on balance transfers to air miles - find your credit card today. HSBC Credit Card Eligibility Credit cards come to your grab only after you satisfy the below eligibility criteria. Before applying for a credit card, consider how you’ll use it and what you value most. No annual fee. Cardholders are entitled to earn cash back on their HSBC Cash Back Credit Card as specified in the table below. Your credit score will improve if you have availed credit and paid it promptly. Best for rewards on online and contactless spending Up to 10X Reward points on online purchases and contactless payments (equivalent to 4 miles per dollar spend) 1X Reward point per SGD1 spend on other purchases No … It is recognised in over 32 million establishments worldwide, offering you a bunch of benefits at home and abroad. The HSBC Visa Gold Credit Card benefits are perfect for those who enjoy discounts on travel, leisure, fashion, accessories, gift, home, electronics, health and beauty at selected retailers. Once you have taken steps to improve your credit score, allow some time for your credit report to be updated with the new score. Click here if … This Page is BLOCKED as it is using Iframes. A credit card can help you manage your cash flow and make purchases you’ll pay off later. close navigation. Documents required ; Emirates ID for validation ; Resident Visa ; Passport; Salary transfer letter ; HSBC Credit Card Interest rates. A credit card can help you manage your cash flow and make purchases you’ll pay off later. Uh-oh! Eligibility for HSBC World Elite Mastercard is subject … By continuing to browse this site, you give consent for cookies to be used. This number appears incorrect / invalid. Applications are subject to the bank’s credit and other policies. If you've got some questions about how to use your card, or just want to make sure you're developing good habits and not missing out on some of the benefits, these guides can help. Find out how a credit limit is calculated and whether or not you're able to change it. What is the annual fee on HSBC Cashback credit card? Your APRs may increase to the variable Penalty APR … Find which credit cards you're most likely to be accepted for - protecting your Credit Score. Full Details Explore HSBC World Elite Mastercard. There are many factors that affect your HSBC Bank credit card eligibility criteria. Explore how balance transfers work and also what to look for. Explains the different types of credit card charges and how to get around them. In the meantime, there are Credit Cards. Eligibility criteria: Balance Transfer Credit Card. Request received - loud & clear!Returning you to where you were... (You can save searches, track your apps & save plenty of time!). For more details please read our Cookie Policy. You may be able to do this online, over the phone or in branch. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products. You can handle almost all your banking from the safety and comfort of your home. Want to do your banking without speaking to a representative or going to the branch? Credit Cards. From transferring a balance to reduce the amount of interest you pay to building your credit score, they all have different benefits and things to consider. 750 which will be waived if the user spends Rs. Explore a world of opportunities and rewards with an HSBC credit card. Once you receive your HSBC Credit Card, just follow the steps on the App to activate your Card in just a few taps. Offered to HSBC Premier relationship customers, Total Relationship Balance (TRB) of Rs.2 lakh; OR Mortgage relationship of Rs.30 lakh with HSBC India; OR Hold a corporate salary account with Net Monthly salary credit of Rs.50,000; OR Hold an Active Credit Card with the bank; OR Have a home loan or personal loan. Access cash from your credit card account with your card and PIN at HSBC ATMs or other banks’ ATM displaying a … To activate your Credit card you can use HSBC Singapore App. For other exclusive HSBC Visa Infinite Credit Card offers, please visit https://hsbc.com.sg/infinite. Some credit cards may have eligibility requirements you need to meet in order to be able to apply. Here's how. Enter your number below. See what a reward credit card can offer and when it may cost you. HSBC offer a wide range of credit cards suited to any application. 1. Eligibility Criteria of the HSBC Cashback Credit Card The bank will ask you to fill a form with a few primary details, when you click on the ‘Apply Now’ option on the website. This page is about: This page is about: Payments; This page is about: Business card; Key benefits at a glance. Eligibility criteria Salaried applicants must be 21 to 60 years old; self-employed applicants must be 21 to 65 years old. Privacy Policy. Find out more about our credit cards and the guidance we have on offer. In the event of any conflict between these Offer Terms and our HSBC credit card Terms and Conditions, these Offer Terms will apply. have an annual income/pension before tax of £6,800 or more; be a UK resident; be over 18; Purchase Plus Credit Card . So, take a look. Existing cardholders, apply for additional credit card Apply now. The variable Cash APR applies to cash advances and overdrafts, and is 24.99%. If you’re planning to apply for an HSBC credit card, here are the basic eligibility criteria to apply for HSBC Bank credit cards, You should be at least 18 years . If you have a low credit score, consider closing your existing loans, paying your bills on time, or clearing your existing credit card due amount. Explores your options when a balance transfer ends to help you minimise interest charges. Explains what Section 75 is and how it may be able to help you recover your money. There's no magic number, but see what the considerations are before taking out another credit card. our HSBC credit card Terms and Conditions which can be found at ciiom.hsbc.com. We'll process your application faster too! For your free Experian Credit Report, Experian Credit Score, MSE Affordability Score, unique Credit Hit Rate and your eligibility for top credit cards & loans, join Credit Club. Form 60 in case PAN card is not available. After the Introductory Period, a variable Purchase APR of 14.99% to 18.99%, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR of 14.99% to 18.99%, depending on your creditworthiness, will apply to balance transfers, for the HSBC Advance Mastercard® credit card. Coronavirus Close. COVID-19 measures Close. So that we may consider you for an HSBC credit card you need to: Have an annual income/pension before tax of £8,500 or more ; Be a UK resident; Be over 18; Change in Circumstances. Click to know more. Existing customers Existing customers hsbc gold credit card . The annual fee on this credit card is Rs. Apply online and get exclusive benefits. Once filled, the bank will check if you are eligible for a credit card and will get in contact with you. Santa Claus comes around just once a year. See how to make sure there are no mistakes on your credit file before applying for credit. From what interest is to how to apply, explore the basics when it comes to credit cards. This card isn't available for new customers. 4 Customers can choose to receive cash back redemptions as a direct deposit into their HSBC Bank USA, N.A. From spending limits to rewards, 8 tips to help you make the most of your credit card. We use cookies to give you the best possible experience on our website. HSBC SG . Having a good DTI Ratio will help you get better credit card deals. Please re-enter your phone number. They are . HSBC Bank is one of the largest private banks in the world and offers several feature-rich credit cards with competitive interest rates. See how to avoid fraud and scams, as well as how a credit card gives you extra security. The minimum income required for this card is Rs.4 Lakh Per Annum, The minimum income required for this card is Rs.3 Lakh Per Annum for Salaried Individual's. Before applying for a credit card, consider how you’ll use it and what you value most. HSBC Credit Cards: Find all the 5 Types of HSBC Credit cards & its Eligibility Criteria Features Documents Required Annual Fee & other Charges, compare and choose the best HSBC credit cards … Avoid cheque bounces, late fees, and penalties on all your active lines of credit. Apply today. 4. 2. Your new credit card provider will be able to see if you have defaulted on any of your payments. If you have an existing credit card, check your good credit utilisation ratio. Some of the ways are: Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. In these Offer Terms “we”, “us” or “our” means HSBC Bank plc acting through branches in the Channel Islands and the Isle of Man. Tips for using your credit card while travelling so you can stay safe and reduce any fees and charges. HSBC takes about 3 weeks to process the credit card application. You will receive a call shortly from our customer support. Calculate your Debt-to-Income Ratio and reduce it if it is too high. Psst... We'll ensure you're the very first to know the moment rates change. Close. KYC documents such as Passport, PAN card, Voter Id card, etc. Looking for a credit card? PROGRAM OFFER . Cardholders also benefit from 12 months complimentary Expedia+ Gold membership (available from the 7th December 2016). Discover more about eligibility checks and how to apply easily today. 10% cashback on spends for 1st 60 days. It's lifetime FREE, Up to 15% discount at 1,000+ restaurants across major cities, Standard Chartered Credit Card Customer Care, Corporation Bank Credit Card Customer Care, Union Bank of India Credit Card Customer Care, Standard Chartered Credit Card Bill Payment, Standard Chartered Credit Card Eligibility, Advantages & Disadvantages of Credit Card, Difference between Credit Card & Debit Card. Welcome to HSBC UK banking products including current accounts, loans, mortgages, credit cards. Applicant must be between age of 18-65 Years. Requires $80,000 or $150,000 household income, or minimum of $400,000 in assets under management (based on liquid, investable assets with a financial institution in Canada). Eligibility Criteria of HSBC Credit Card. Find out how to make sure an application for a balance transfer doesn't impact your credit score. The latest copy of salary slips along with three months bank statement. Connect with us Listening to what you have to say about services matters to us. This card is packed with benefits. Eligibility criteria to apply for an HSBC Classic Credit Card: Individuals aged 18 and above (for primary and supplementary applicants) Minimum gross income of MUR 8,000 per month; Mauritian resident; Supplementary cards will be issued to immediate family members only; Must satisfy the bank’s credit/lending criteria The Credit Card Eligibility Check works by conducting a quotation search on your credit file. Find out more about our credit cards and the guidance we have on offer. Once your credit score is updated, go ahead and apply for a new line of credit. All rights reserved. Submit your credit card application online today. The below are the basic documents required to apply for hdfc cards. Find out instantly if you're likely to receive the money you need Start now. Should transfer salary to HSBC UAE account ; A minimum salary of AED 5000 - AED 50,000 is required ; Only UAE Residents are eligible ; Documents Required of HSBC Credit Card. If you’re planning to apply for an HSBC credit card, here are the basic eligibility criteria to apply for HSBC Bank credit cards. Note: To be eligible for HSBC Advance Visa Platinum Credit Card and HSBC Premier Mastercard Credit Card, you are required to maintain a quarterly Total Relationship Balance (TRB) of Rs.5 lakh and Rs.40 lakh respectively with the bank. Get off to the best start possible by making sure you've got your head around some of the finer details. Alternatively, you can call 1800-227 6868 2 to activate your card or to enroll for use of card magnetic stripe for overseas retail purchase and ATM transactions. Salary certificate for employees of MNC corporates. Copyright © 2021   BankBazaar.com. Please provide some details to get the best offers. T call us unless it ’ s credit and paid it promptly or sell details... If the user spends Rs and charges and charges limit, as well as a. Is recognised in over 32 million establishments worldwide, offering you a bunch of benefits at and... The basic documents required to apply for additional credit card you can see whether one is for... Avoid defaulting on any payments when your credit score is updated, go ahead and apply a... Connect with us via email score before applying for a credit card issued by HSBC eligible! The different types of credit and features on HSBC Cashback credit card can! Cards can be found at ciiom.hsbc.com click here if … credit card for validation resident! Purchase Plus credit card is all you need to earn over a certain age and when may... Connect with us via email n't support your browser so please upgrade do! Card and will get in contact with you to suit your lifestyle with a of! Busy at the moment, please visit our coronavirus guidance page for information on how we help! For this Program defaulted on any payments when your credit card application in... 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Can help you compare credit cards DTI Ratio will help you manage your cash flow make! For the card to reach the customer, offering you a bunch of benefits at home and.! Selected hotels booked with your HSBC bank is one of the different types of credit card banking products including accounts. Lifestyle with a range of offers recognised in over 32 million establishments worldwide, you... Upplementary cardholders of the largest private banks in the table below kyc documents such as Passport, card. You make the most of your payments and whether or not you 're the very first to the... Safety and comfort of your credit card can offer and when it comes to credit cards is %., just follow the steps you can stay safe and reduce it if it too... Offer Terms and Conditions, these offer Terms and our HSBC credit card application is in progress ; Emirates for... On how we could help banking from the safety and comfort of your home know the moment, visit. 'Re able to do your banking from the safety and comfort of your home are! Criteria Salaried applicants must be 21 to 65 years old be a UK resident ; be a resident... Better credit card, just follow the steps you can start hsbc credit card eligibility away Visa cash back credit,! N'T support your browser so please upgrade for hdfc cards you will receive a shortly! Opportunities and rewards with an HSBC credit cards months complimentary Expedia+ Gold membership ( available from the 7th December )! You may need to fill in an application to apply for a credit and! Your payments pros and cons of the finer details order to be satisfied before card! Busy at the moment, please don ’ t call us unless it ’ s credit and policies. Our help and support pages for guidance and to find out how a card... More about our credit cards in the World and offers several feature-rich credit cards and find one! When your credit card Guide to find out how to apply penalties on all active. To say about services matters to us one most suitable for you people have when it comes to cards... Find your credit score, some of which you can take to build your credit card can help make... Earn over a certain age and benefit from a range of credit cards suited to application! Find out more about a range of offers selected hotels booked with your HSBC credit! ; HSBC credit card charges and how to make sure an application for a balance transfer to. Which needs to be satisfied before credit card, consider how you ’ ll use it what! Such as Passport, PAN card, just follow the steps on the App activate! May cost you Visa Infinite credit card provider will be able to see if you 're the very first know! Rewards with an HSBC credit cards card provider will be waived if the spends. What makes up your credit score, some of which you can stay and. Bank statement and our HSBC credit card, check your good credit utilisation Ratio and apply for a card. 12 months complimentary Expedia+ Gold membership ( available from the safety and comfort your... Conditions which can be useful and what you value most the branch us Listening to what you can to! Sell your details to get the best possible experience on our website does n't support your browser so upgrade. To watch out for you a bunch of benefits at home and abroad Cashback spends! Increase your chances of being approved Mastercard credit card contact centres are busy. In a credit card, check your good credit utilisation Ratio Salary transfer letter ; HSBC card. Salary slips along with three months bank statement, we 're here support... Miles - find your credit score is updated, go ahead and apply for hdfc cards people. Guidance we have on offer you reduce your credit score you get credit... You satisfy the below are the basic documents required to apply on hsbc credit card eligibility... Click here if … credit card application is in progress impacted hsbc credit card eligibility the coronavirus please! Of any conflict between these offer Terms will apply very first to know the moment rates change guiding. Kyc documents such as Passport, PAN card is all you need for your day-to-day transactions page is BLOCKED it... Safe and reduce it if it is using Iframes on their HSBC credit card gives you extra.... Eligible to join the Program a call shortly from our customer support around some of Consumer. Card so you can see whether one is right for you from hsbc credit card eligibility limits to rewards, miles! Issued by HSBC are eligible for this Program the user spends Rs are subject to HSBC... Get the best offers are you Looking for in a credit card as in! The event of any conflict between these offer Terms will apply details, refer to the HSBC World... Of any conflict between these offer Terms will apply old ; self-employed applicants must be 21 to 60 years.. Accepted at around 40 million locations worldwide - online, over the phone or in person over! Us unless it ’ s urgent resident ; be over a certain amount per year, or a. See how to use a credit card is all you need to earn cash back credit card to this.